The new year is the perfect time for a fresh start with Kiper Homes at an interest rate that’s hard to beat! If you’re searching for your dream address in Northern California, 2026 is a great time to find your place in River Islands, a top master-planned community.
Kiper Homes is a trusted builder in Lathrop, with a variety of beautiful homes designed for today’s lifestyles. Unlike traditional builds that can take some time, Kiper Homes currently has a strong selection of quick-move-in homes with incentives to make your home even more affordable than ever before. Plus, Kiper Homes is offering a first-year rate as low as 3.99% when you work with one of our premier lenders to make unlocking the door to your dream home easier than ever!
This means, if you act quickly, you can skip the wait, settle into a brand-new home right away plus enjoy this incredible rate as low as 3.99%:
Why Should I Buy a Quick-Move-In Home?
Timing matters in today’s market. Picking a move-in-ready home lets you negotiate your best deal and eliminate waiting on supplies or your home’s completion. These homes feature designer interiors that showcase the latest styles and craftsmanship, ready for a quick move-in. You know exactly what you’re getting, from the layout and color choices to the window placement.
Quick Move-In Homes at River Islands
Shop this can’t-miss lineup of available homes in three of our River Islands communities:
Capri at River Islands
Bringing the feel of an upscale Italian island to River Islands, Capri at River Islands combines natural beauty with a lively, modern atmosphere. The home collection features scenic water views and colorful, inviting streetscapes. Its modern architecture offers a touch of luxury, giving residents a stylish yet relaxed place to call home.
Here, you can enjoy both elegance and peace, all while staying close to the energy of waterfront living:
- Homesite 207 – five bedrooms, four bathrooms and 3,313 square feet priced at $889,000.
- Homesite 209 – four bedrooms, three bathrooms and 2,484 square feet priced at $789,000.
- Homesite 217 – five bedrooms, three bathrooms and 3,208 square feet priced at $879,000
- Homesite 220 – five bedrooms, three bathrooms and 3,208 square feet priced at $869,000.
Call 209-740-4021 or visit us in person at 17355 Harbor View Avenue.
Skye II at River Islands
Skye II at River Islands features stylish, large luxury homes in both single and two-story layouts. Each home includes a flexible MY SPACE room, great for a home office, gym, study or hobby area. Some floor plan options have multi-generational suites perfect for large families.
Skye II at River Islands also offers waterfront living, with semi-private docks and view decks for a true riverfront experience:
- Homesite 321 – four bedrooms, four bathrooms, glass office and fitness room in 3,094 square feet priced at $899,000.
- Homesite 323 – five bedrooms, five bathrooms, multi-gen suite with kitchenette, dual office in 3,960 square feet priced at $1,090,000.
- Homesite 325 – five bedrooms, five bathrooms, glass den or office and flex space in 3,675 square feet priced at $999,000.
Come tour a home in person at 3424 Mulholland Drive or give us a call at 209-297-6300.
Serena at River Islands
At Serena at River Islands, the homes are bright and airy, bringing the outdoors in! Each one is built with clean lines and stylish finishes, creating a relaxed yet elegant space that fits your lifestyle. Extra-large yards give you plenty of room to entertain, relax or play.
Enjoy the peaceful setting and flexible living that make Serena at River Islands a great place to call home:
- Homesite 108 – four bedrooms, four bathrooms, loft in 2,594 square feet priced at $799,900.
- Homesite 110 – five bedrooms, five bathrooms, a loft and flex space in 3,243 square feet priced at $919,000.
- Homesite 123 – five bedrooms, five bathrooms, office and loft in 3,240 square feet priced at $889,000.
- Homesite 125 – six bedrooms, five bathrooms, loft in 3,359 square feet priced at $937,695.
Schedule a tour by calling 209-519-4818 or visit us in person at 17108 Elderwood Court.
Start Your Journey Today
Don’t let this incredible rate, as low as 3.99%, or our lineup of quick-move-in homes pass you by! The best way to see what makes Kiper Homes special is to visit in person. Come tour our communities and get a feel for life at River Islands. Our sales centers are open every day to help you find the right home.
Follow Kiper Homes on Facebook and Instagram for updates on new homes, community events and design ideas. We can’t wait to welcome you home this year.
*3.99% financing is based on the first year interest rate on a 7/6 ARM on an $800,000 loan as of 1/13/26 with builder rate buydown on select homes. 3.99% year 1, 4.99% year 2, 5.99% year 3-7. Loan subject to buyer qualification, down payment and FICO restrictions and subject to change without notice. Priced noted above are subject to availability and are limited.